Apple’s QR Code Payment Integration in Apple Pay Could Have Huge Implications in India

- Advertisement -

Last week, Apple released the second Developer Beta of iOS 14 with some minor changes. 9to5Mac, known for reliable Apple-related leaks, has reported that Apple is working to integrate QR Code payments in Apple Pay. And this might end up in Pay, finally, making its way to India, and a major push for UPI altogether.

Apple Pay QR Code Payment

As per 9to5Mac, References found in the iOS 14 code reveal that Apple is working on a new method for letting users make payments with Apple Pay by scanning a QR Code or traditional barcode with the iPhone camera.

Although the feature isn’t working right now, we can see what the implementation would look like. Moreover, as per the code, users will be able to generate a QR Code to accept the payments, just like we’re used to with the UPI apps.

- Advertisement -

The code was found in the ‘Public System API’ which gives a shred of strong evidence that Apple might open this API to third-party apps, to integrate their services into  Pay.

Apple's QR Code Payment Integration in Apple Pay Could Have Huge Implications in India

How Does Apple Pay Work?

Currently, Apple Pay is available in select countries (like USA, UAE, Australia), that too, only on a handful of banks. How it works is, first, you add your debit/credit card to the Wallet app on your iPhone. Then when you have to pay at a POS terminal, you double press the screen lock button, select your card, bring your phone closer to the POS terminal and authenticate the transaction via FaceID or TouchID. Quite simple, right.

But all if this requires NFC in the POS terminal, which itself is a rare thing to spot in India.

Apple's QR Code Payment Integration in Apple Pay Could Have Huge Implications in India

Why UPI?

- Advertisement -

Indians are using UPI far more than any other digital mode of payment. In February this year, UPI transactions took over debit and credit card transactions.

Since India is far from having NFC Terminals in every other Kirana stores, and with the increasing number of iPhone users in India, Apple might implement Pay in a different way.

- Advertisement -

If Apple takes the UPI route, it will encourage the users to pay via UPI since the transaction is pretty seamless. Moreover, it will push other manufacturers to integrate such kind of payment system into their smartphones. The end result — more users of UPI in India.

- Advertisement -

1 Comment

Leave a Reply

Related posts

AdvertismentApple's QR Code Payment Integration in Apple Pay Could Have Huge Implications in IndiaApple's QR Code Payment Integration in Apple Pay Could Have Huge Implications in India

Latest posts

Android’s AirDrop like ‘Nearby Share’ is Finally Rolling Out — Here’s How To Get It Before Anyone Else

Google is finally rolling out Android's much-awaited Nearby Share feature. Android users can finally share files, easily. It's never too late, I guess?

HBO’s I’ll Be Gone In The Dark Ep06 Review: The Rapist Sees an End

Joseph James DeAngelo- The Rapist, Killer, and Ransacker finally sees an end in the last episode in I'll Be Gone In The Dark. Here's all the horrific things revealed in the episode.

Microsoft’s xCloud Game Streaming Service Launching September 15 With Xbox Game Pass Ultimate in 22 Countries

Microsoft has announced that the xCloud game streaming service will launch in 22 countries on September 15 for Xbox Game Pass Ultimate subscribers.

Next Article Loading